loan rates, as of 11/1/2019

all rates are stated as low as. stated in APR (Annual Percentage Rate)

Share account rates

all share rates are stated in APY (Annual Percentage Yield)

Disclosures

 

All loan rates assume direct deposit re-payment. Loans without direct deposit or auto transfer from a WVW FCU account add 0.25% onto your rate.

All loan final terms determined by Performanced Based Scoring System.  Final rates are based on credit scores and are a determining factor in the approval/denial of your loan application

1. **APY – Annual Percentage Yield

2. *APR – Annual Percentage Rate. Actual APR may vary according to payment method and any late payments made on the loan. All rates and terms are subject to change without notice.

3. Conditions apply. Please contact credit union to review all conditions and stipulations

4. “Rates my vary and adjust quarterly based on Wall Street Journal Prime Rate (Index) Maximum lifetime interest rate will not exceed 18% APR*.”

Rates are not guaranteed and are subject to change at any time. The WVW FCU Board of Directors review saving and loan rates on a regular basis and make changes where necessary.

Please contact us for current disclosures on account terms, conditions and fees.